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Of course, check with your tax advisor, but basically to qualify for these benefits, such as the deductibility of interest on the loan, the RV must be used as security for the loan along with providing basic living accommodations such as a sleeping area, bathroom and cooking facilities.Remember, the RV is considered a qualified second residence as long as you designate it for each tax year.
We know how to get you approved at the best rates available.
We also keep all private information locked up in accordance with state law. Getting approved with no money down depends on your individual credit situation, and the RV or travel trailer that you are purchasing. What is the maximum loan term when financing an RV?
A: The maximum loan term can range from 96, 120, 144, 180 and all the way up to 240 month!
This limit depend on factors such as how much money you put down, the year and type of RV that you are purchasing, and your credit score.
As a rule of thumb, RVs under ,000 can extend out to 96 month*, RVs over ,000 can extend up to 240 months*, and everything else lands somewhere in between (*with approved credit). Can Paul Sherry RVs help me get a loan if I am buying an RV from another person? We are not lenders ourselves, and can only help you get approved for loans on RVs and Travel Trailers that we sell.
Q: What if I have bad credit due to bankruptcy, home foreclosure, medical bills, divorce, tax liens or other reasons?
In many cases, even if you have bad credit, we can still get your approved for an RV loan!
We DO NOT SHARE OR SELL your information to any other third parties, and you WILL NOT be put on any mailing or spam lists. A: Sometimes, but in order to qualify the best rates, banks typically look for at least 10% down.
As mentioned above, we have a close relationship with a wide variety of banks.
Our finance manager knows which banks are most likely to approve your loan for the best rate, taking into account your individual situation.
All you have to do is fill out the form above, and our finance manager will take care of the rest.